"We don't care so much about being the biggest but we care very deeply about being the best - and when you're the best, size takes care of itself."



No-Points / No Closing Cost Rates

Lock your rate now with a simple phone call
Have a question or a rate lock request? We're online right now!
Send us an instant message on  Windows Messenger to "Wayne@LoanMax.com"
OR you can send us an email by clicking here. Most emails are answered 
within 5 minutes from 7 AM to 6 PM Daily and usually until 10 PM nightly

Rates are good for 
Purchase OR Refinance transactions!
 
Look Out! Don't be fooled!
LoanMax will refund the cost of your appraisal and credit report at closing
which means our loan truly costs you nothing!
Other brokers or lenders may not refund any fees paid upfront.
(And need we say you should not apply with brokers or lenders that won't let you lock in today or say 
"you have to meet them in person" before you can lock your rate! 
 It could be the old "bait and switch game"! We'll lock your rate with one of our lenders today! Right now!)
Toll-Free 877-LoanMax or local call 508-869-0360
(877-562-6629)

Call or E-mail with any questions about our No Cost Loans

 If Your Loan Amount is between...

Your ZERO-COST
Interest Rate for a term of 
20, 25 or 30 years is...

 Your ZERO-COST
Interest Rate for a term of 
15 years
is...

APR

$150,000 to $417,000
(purchases require 10% minimum down payment)

So Low!

Please Call!

So Low!

Please Call!


same as rate 

 $150,000 to $417,000
(purchases require 10% minimum down payment)

So Low!

Please Call!

So Low!

Please Call!

same as rate 

 $150,000 to $417,000
(purchases require 10% minimum down payment)

So Low!

Please Call!

So Low!

Please Call!

 

same as rate 

*Our no-points, no-closing cost loan ALSO pays for the lender's title insurance. Some lenders make you pay for this out of your pocket! 
Costs you would pay include pre-paid interest depending on the day of the month you close, escrows for real estate taxes, hazard insurance and PMI if applicable, due at closing. Also, if it's a purchase transaction, you may elect to purchase Owner's Title Insurance which is not a requirement for your loan and not paid for by LoanMax.

LoanMax will not assume the extra cost of a title search due to "clearing" of estates (if a current owner has passed away and the property has not gone through Probate Court) or in some cases the extra cost of a special title search due to changes of title to a property due to changing of boundary lines, clearing of estates, probations of wills, etc. ALSO - if your property is what is considered "Registered Land" (this is very rare) - there may be a small fee for the extra cost of the title search.

LoanMax also will pay for only ONE recording on properties where there are multiple lots, or for properties that consist of both recorded and registered land where multiple recordings and assignments are required. This will cost you approximately $300 out of your pocket depending on property and registry location. LoanMax will not pay for the cost of recording a subordination agreement for a second lien on your property and you are also responsible for any cost associated with obtaining that subordination the second lien lender may charge you.

Properties requiring a re-inspection by the appraiser (new construction, etc.) ADD $100.00 

IN ALL CASES, the cost of the appraisal and credit report ($400 single family/condo, $600 multi-family) will be collected prior to closing. $400 will be credited back to you at the closing of your loan

 
And now the stuff we have to tell you...All Rates subject to change without notice. The information above is not an advertisement of rate nor an offer for lock-in. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Maximum Loan amount for a conforming loan is $417,000 on a single-family owner occupied home. A Jumbo Mortgage is a loan amount in excess of $417,000 on a single family home. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans with 30% equity.  Jumbo rates if shown above are for loan amounts of $417,000 or higher on a single family home and a LTV of 90% or lower with a 60 day lock period. Longer lock periods may be available on all loan products. All rates have certain minimum middle credit score requirements

LoanMax, Inc.
81 Adams Street
Boylston, MA 01505


Licensed Massachusetts Mortgage Broker # MB 1319
NMLS Company ID # 1601 NMLS Individual Broker I.D. # 3788

A Proud Member of