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You can also reach us via instant messenger to "LOANMAX" on Yahoo Instant Messenger OR "LOANMAX" on AOL/AIM

Rates below offered by our lenders are the same for a purchase OR rate and term refinance transaction.
60-Day lock-ins for purchases MAY be available from our lenders at the same rate and points as 30-day locks. ALL refinance rate lock-ins we arrange with our lenders are for 30-days ONLY!
As a Mortgage Broker in Massachusetts, LoanMax, Inc. arranges but does not make mortgage loans.

If you find a rate lower than ours....compare closing costs! Our costs are among the lowest you will find and remember, NO origination fee or hidden points! (Click our "Mortgage Tips" button below)  

 If you want a True, NO POINT - NO COST LOAN
Click the button on our toolbar at the bottom of your screen to see the great rates available for your loan amount or click here as well!

Toll-Free 1-877-LoanMax (1-877-562-6629) or 508-869-0360

 Program

 Maximum LTV

Loan Amounts

Rate

Total 
 Points

Lock-In Period

 APR

30 Year Fixed

 95%
(5% down)

$200,000*
 up to $417,000
*rates for loan amounts under $200,000 may be higher-please call

Please call
or email us
for LOW
rates. We check email nightly until 10 PM!

Please call
or email us
for LOW
rates

30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)

CALL

 

20 Year Fixed

 95%
(5% down)

$200,000 
up to $417,000
*rates for loan amounts under $200,000 may be higher-please call

Please call
for
LOW
rates

Please call
for
LOW
rates

30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)

CALL

 

15 Year Fixed

95%
(5% down)

$200,000
 up to $417,000
*rates for loan amounts under $200,000 may be higher-please call

Please call
for
LOW
rates

Please call
for
LOW
rates

30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)

CALL

 

10
Year Fixed

95%
(5% down)

$200,000
 up to $417,000
*rates for loan amounts under $200,000 may be higher-please call

Please call
for
LOW
rates

Please call
for
LOW
rates

30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)

CALL

 

 30 Year Fixed Jumbo Rates
 (other restrictions or add-ons may apply - please call)

90% to 500K
80% to 650K

$417,001 to $1,000,000

 CALL
PLEASE		  

0.000

 

30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)

  

CALL

 
3/1 ARM
2/2/6 caps
2.75 Margin		 90% to $322,700
(point add-on MAY apply to LTV over 90%)		 $200,000
 up to $417,000
*rates for loan amounts under $200,000 may be higher-see below		 CALL 0.000 30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)		 CALL
5/1 ARM
 call for change caps
Some are 5/2/5
Some are 2/2/5
2.75 Margin		 90% to $322,700k
(point add-on MAY apply to LTV over 90%)		 $200,000
 up to $417,000
*rates for loan amounts under $200,000 may be higher-see below		 CALL 0.000 30 days for refinances
(call to see if 45 or 60 days is available at the same rate for purchases)		 CALL

*ALL Conforming RATES QUOTED ABOVE ARE FOR $200,000 Loan Amounts or higher, and a 30-day rate lock period
Due to rate add-ons from some of our lenders, in some instances and on some days, the points or rates on loan amounts between $140,001 and 199,999 MAY be higher. Please email or call to check.
All Rates quoted above are for OWNER OCCUPIED 1-Family PROPERTIES. Rates for a "cash-out" refinance transaction may be higher if you are borrowing more than 70% of the value of your home. Please call us to find out...
 For Mortgages Below $150,000 add 1/8% to the RATE ABOVE
*For Mortgages Below $120,000 add 1/4% to the RATE ABOVE
*For Mortgages Below $75,000 add 3/8% to the RATE ABOVE
*For Mortgages Below $60,000 add 1.00% to the RATE ABOVE
Tax and Home Insurance Escrows are REQUIRED on all loans.
You may waive this requirement if you have 20% equity AND you pay an escrow waiver fee
of 1/4 point ($250 minimum) OR increase your rate by 1/8%

And now the stuff we have to tell you...All Rates subject to change without notice. The information above is not an advertisement of rate nor an offer for lock-in. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Maximum Loan amount for a conforming loan is $417,000 on a single-family owner occupied home. A Jumbo Mortgage is a loan amount in excess of $417,000 on a single family home. Rates and APR's are based on amounts of $250,000 for Conforming Loans and $450,000 for Jumbo Loans with 30% equity.  Jumbo rates shown above are for loan amounts of $417,001 or higher on a single family home and a LTV of 90% or lower with a 45 day lock period. All Jumbo Rates quoted above assume a minimum middle credit score of 680. Longer lock periods are available on all loan products.

Please call us Toll-Free at 1-877-LoanMax (1-877-562-6629)
or 508-869-0360 for more information

LoanMax, 81 Adams Street, Boylston, MA 01505

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Massachusetts Mortgage Broker # MB 1319

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